HANA POS CREDIT CARD PROCESSING OPTIONS

Hana’s florist point of sale software uses the Authorize.net payment gateway for all credit card processing. In order to process credit cards through Hana, florists will have to create an Authorize.net account.

 What is Authorize.net Payment Gateway:

A payment gateway is a merchant service provided by an e-commerce application service provider. It authorizes credit card and direct payment processing for e-businesses, online retailers, bricks and clicks, or traditional brick and mortar retailers.

Think of it like this:

When a customer makes a purchase from you, a payment gateway is the service that connects the payment information to the bank and authorizes the transaction. Without a payment gateway, you simply wouldn’t be able to turn your customers payment details into money, no matter how hard you tried.

Please CLICK HERE to read more information about payment gateway.

 

Hana uses an Authorize.net’s internet gateway to enable real time credit card processing. Florists are free to use any bank they wish for their credit card processing.

What is Authorize.net?

As a cloud/internet based company, all credit card transaction are processed online. For this to work, we need an online gateway account. Authorize.net is one of the largest payment gateway companies in the USA which faciliatates credit card transactions over the internet. This company sits between Hana and your bank, ensuring all transactions are safely processed.

Authorize.net typically charges $5 per month and 5 cents per transaction. Charges are based on the bank you use to set it up and are over and above what your merchant services company charges you for processing credit cards.

Hana florist software works with North American Bank Corp to help us quickly set up a new merchant account and Authorize.net accounts. We have no business relationship with this bank and we are neither recommending nor mandating using them. Every florist is free to choose the merchant service of their choice. Our working relationship with North American Bank Corp simply allows us to quickly set up new clients.

Florists have three options when setting up Authorize.net:

  1. Have your bank set up an Authorize.net gateway account with card not present configuration. Be sure to check and negotiate the Authorize.net account set up fee, monthly charges, and per transaction fee. 
  2. Set up a new merchant account with North American Bank Corp. Hana Support Executives will provide you with the contact details of a North American Rep who will take you through the application process.
  3. Request a VAR sheet from your bank. Hana can set up the Authorize.net account for you. This is the quickest option. Hana Support Executives can log in to your computer and walk you through the online account set up. The process takes between 15 and 20 minutes.

What is a VAR sheet?

Hana uses a VAR Sheet to assist florists when setting up their Authorize.net gateway. VAR Sheets vary depending on the platform. They usually contain the name of the platform and various identification numbers to sync your gateway to your merchant account.

A VAR Sheet (sometimes referred to as a Tear Sheet or Parameter Sheet) is a file containing data, such as merchant account information, bank account details, and processor information. This file is typically given to a payment gateway, allowing communication between the gateway and the merchant account provider.